The first step in buying a home is determining your budget. It’s important to get pre-approved for a mortgage to know how much you can afford. This helps you avoid wasting time on homes that may be out of your budget. Consult with a real estate professional like Francine to guide you through the process.

Getting pre-approved for a loan lets you know exactly how much you can borrow, which helps you narrow down your search. It also makes you a more attractive buyer when you make an offer, as sellers see that you're financially prepared.

On average, buyers typically look at 12 homes over 12 weeks. The key to finding the right home is knowing exactly what you're looking for. If you’re unsure, Francine can help you narrow down your options based on your needs and budget.

It’s important to distinguish between "must-haves" and "nice-to-haves." Consider factors like location, number of bedrooms and bathrooms, square footage, and proximity to schools and work. Francine will help guide you to properties that meet your needs.

Once you’ve found the home you want, your real estate professional will help you draft an offer, which will include your proposed price, contingencies, and other terms. The seller can either accept, reject, or counter your offer, and negotiations will continue until both parties agree.

After your offer is accepted, it’s time to secure your financing by working with your lender. During this phase, you'll also conduct a home inspection and finalize the terms of your mortgage. Once everything is settled, you’ll proceed to closing where you’ll sign the paperwork and take ownership of your new home.

At closing, you’ll meet with an escrow officer to sign all necessary documents, pay your closing costs, and finalize your mortgage details. You’ll also conduct a final walk-through of the home to ensure it’s in the same condition as when you made your offer.

After closing, you’ll officially take possession of your new home. This typically happens within a few days after the closing, and you’ll receive the keys to your new property.

A real estate professional like Francine provides guidance at every step, from helping you find properties, negotiating offers, assisting with financing, to navigating the complexities of closing. Her expertise and knowledge of the local market will make your home-buying experience smoother.

Yes! Francine works with trusted local lenders who offer competitive rates and mortgage products. She can connect you with a lender that fits your specific needs, whether you’re a first-time homebuyer or looking for an investment property.

After moving in, it’s important to set up utilities, change your address, and take care of any immediate repairs or upgrades. Francine can connect you with local service providers to make your transition into your new home as seamless as possible.